Why Users Still Choose PayPal in the Age of Apple Pay and Crypto Wallets

May 20, 2025 By Johan Curtis No Comments 4 minutes

At this point, you’d think PayPal would be in a retirement home for OG tech companies, sipping tea and reminiscing about the early 2000s. Instead, it’s thriving — like your favorite uncle who never learned how to use Instagram but somehow still runs the family group chat.

NOTE: While PayPal offers significant security protocols when indulging in crediting or debiting digital transactions online, you can still be confronted with a potential fraudster trying to send you suspicious links and empty your PayPal account. Connecting to a premium VPN like FastestVPN helps in guarding your online presence like a personal bodyguard in real life.

Apple Pay is sleek. Crypto wallets are, well, cryptic. Yet when it comes time to actually buy something, millions of people still hit that little yellow PayPal button. Every time. Like muscle memory, a comfort food, or “I’m not taking chances with this weird website” energy.

Apple Pay Is Cool. PayPal Is Convenient.

Sure, Apple Pay looks futuristic. Tap your phone. Blink your eyes. Pay with a whisper. But guess what? Not everyone lives in the Apple ecosystem. Not everyone wants to link their actual bank account to a shopping app. And a surprising number of people still don’t trust Face ID to authorize spending money on digital pants at 3 am.

PayPal? It works on any device, and it doesn’t care if you’re on iOS, Android, or a smart fridge. It’s the universal adapter of online payments — no lightning cable required.

Crypto? Call Us When It’s Not a Gamble

Crypto wallets promised freedom, decentralization, and “financial revolution.” Instead, we got meme coins, gas fees, and a lot of explaining to do on tax forms.

Meanwhile, PayPal just sits there, not crashing, not fluctuating wildly, and not accidentally losing your transaction because a blockchain hiccuped. You click pay. It goes through. Done. No mining, no tokens, and no learning curve that feels like a side quest from a sci-fi RPG.

PayPal Gift Cards: The Underrated Power Move

Let’s talk control. One of PayPal’s most slept-on features – the PayPal gift card. They’re not flashy. They don’t scream fintech innovation. But they’re quietly brilliant — especially when you just want to spend smart without jumping through hoops.

Perfect for when you:

• Don’t want to link your bank account
• Want to limit your spending (looking at you, seasonal sales)
• Need to gift someone digital funds without asking for their email, blood type, and crypto wallet address

You can purchase PayPal gift card to top up your balance and keep your real accounts untouched. It’s budgeting without spreadsheets, and flexibility without stress.

Trust Still Matters, Sorry Not Sorry

In an online world full of sketchy checkouts and stores that look like they were built in MS Paint, PayPal is still the trust badge. If it’s an unfamiliar site, but it has a PayPal option? You’re probably good.

That little “Pay with PayPal” button still carries weight. It still says, “If this goes sideways, you’re not on your own.”

Apple Pay has vibes. Crypto has volatility. PayPal has receipts.

The Button That Never Betrays You

So yeah, there are newer, flashier, more “disruptive” ways to pay online. But most people aren’t looking to disrupt their ability to buy something and move on with their lives.

That’s why PayPal keeps winning: it’s boring in the best way. It works. It protects. It’s everywhere.

And if you want the easiest way to load up your account? Purchase a PayPal gift card on digital marketplaces like Eneba — fast, secure, and perfect for staying in control, even during impulsive shopping sprees..

Because sometimes, the best tech solution is the one that just… works.